Homeownership is exciting as you can make your home exactly how you want it as you build equity with this great investment. Because it is typically one of the largest purchases that you will make in your lifetime, there are some steps to be sure you take to have a smooth transaction. Below is a list of action items that I suggest you follow as you prepare.

Pre-Qualifying

Connecting with a mortgage agent is one of the very first things that you will need to do. A mortgage agent will provide you with an amount of money that a bank will approve you for borrowing for a home loan based on your credit and financial status. They will also furnish you with a pre-approval letter in which we will submit with your offer proving your financial credibility.

Location

Focus on a location that works for you including lifestyle, cost and accessibility to work. Every neighborhood offers different amenities, schools, housing stock and prices. If you need guidance with where you are considering to move, allow my extensive experience to assist you navigate through the process. My familiarity with the local areas can be helpful when you are trying to decide your best option.

Home Inspection

Having a home inspection is a very important step of the home purchase process. After your offer terms are accepted by the sellers, obtaining the services of a professional inspector to review the home is a wise idea. A property inspection report will provide you with valuable information including overall construction quality and any necessary repairs that are needed. This report will give you a sense of the home’s true condition as well as help you budget for any work that will need to be done.

Ask Questions

Always allow me to be your resource for any questions that you have along the way. Asking questions will ensure that you will have the best information to make the right decisions during this time. The home buying process has many moving parts from financing to property searches so it is best that you know about everything that is involved.